FRS197 FRS199 - Listing of New Financial Instruments FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRS197 ISIN: ZAG000161373 Bond code: FRS199 ISIN: ZAG000161381 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE Limited has granted FirstRand Bank Limited the listing of its unsecured floating rate notes, in terms of its note programme (the programme) dated 29 November 2011, as amended and updated from time to time, effective 5 August 2019. Debt security code: FRS197 ISIN: ZAG000161373 Nominal issued: ZAR 1 000 000 000.00 Coupon rate: 3 month JIBAR plus 125 basis points Interest determination date(s): The first Business Day of each Interest Period, with the exception of the first Interest Determination Date which will be 29 July 2019 Maturity date: 5 August 2024 Other: The pricing supplement does not contain changes to the terms and conditions as contained in the programme Summary of additional terms: Not applicable Debt security code: FRS199 ISIN: ZAG000161381 Nominal issued: ZAR 150 000 000.00 Coupon rate: 3 month JIBAR plus 200 basis points, with a maximum interest rate of 9.272% Interest determination date(s): The first Business Day of each Interest Period Maturity date: 5 August 2025 Other: The pricing supplement contains changes to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the early redemption provisions contained in the pricing supplement Type of debt security: Floating rate notes Issue date: 5 August 2019 Issue price: 100% Interest commencement date: 5 August 2019 First interest payment date: 5 November 2019 Interest payment date(s): 5 February, 5 May, 5 August and 5 November of each year until the Maturity Date Last day to register: By 17:00 on 31 January, 30 April, 31 July and 31 October of each year until the Maturity Date Books close: 1 February, 1 May, 1 August and 1 November of each year until the Maturity Date Final maturity amount: 100% of par Business day convention: Modified Following Business Day Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 21 875 673 936.58 Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division The notes will be immobilised in the Central Securities Depository and settlement will take place electronically in terms of JSE Rules. 2 August 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 02/08/2019 02:28:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.