New financial instrument listing announcement “CBL31” CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL31 ISIN Code: ZAG000191933 NEW FINANCIAL INSTRUMENT LISTING ANNOUNCEMENT “CBL31” The JSE Limited has granted Capitec Bank Limited a listing of CBL31 Unsecured Unsubordinated Floating Rate Notes on the Interest Rate Market with effect from 21 November 2022 under its Domestic Medium Term Note Programme dated 12 May 2021. ISIN: ZAG000191933 Debt Security Code: CBL31 Authorised Programme Size: ZAR 8,000,000,000 Total Notes Issued (including ZAR 2,000,000,000 current issuance): Instrument Type: Floating Rate Note Nominal Issued: ZAR 750,000,000 Issue Price: 100% Coupon Rate: Three-month JIBAR plus 1.30% as per the Applicable Pricing Supplement Coupon Rate Indicator: Floating Trade Type: Price Final Maturity Date: 21 November 2025 Books Close Date(s): 16 February, 16 May, 16 August and 16 November Interest Payment Date(s): 21 February, 21 May, 21 August and 21 November Last Day to Register: By 17:00 (South African time) on 15 February, 15 May, 15 August and 15 November Issue Date: 21 November 2022 Date Convention: Following Business Day Interest Commencement Date: 21 November 2022 First Interest Payment Date: 21 February 2023 Additional Information: Unsubordinated Unsecured Floating Rate Notes The note will be dematerialised in the Central Securities Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. 17 November 2022 Stellenbosch Debt Sponsor PSG Capital Date: 17-11-2022 12:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.