RCSI - Availability of the Annual Financial Statements of the Issuer and the Guarantors BNP Paribas Personal Finance South Africa Limited (Incorporated in the Republic of South Africa) (Registration No. 2000/017884/06) Company code: RCSI (“BNPP PF South Africa” or “the Issuer”) AVAILABILITY OF THE ANNUAL FINANCIAL STATEMENTS OF THE ISSUER AND THE GUARANTORS Bondholders are advised that the annual financial statements of the Issuer for the year ended 31 December 2018 (“the Issuer’s financial statements”) and the annual financial statements of the guarantors to the Domestic Medium Term Note Programme (“the Programme”), being RCS Cards Proprietary Limited and BNP Paribas S.A., for the year ended 31 December 2018 (“the Guarantors’ financial statements”) are available for inspection at the Issuer’s registered office. The Issuer’s financial statements have also been made available on its website at https://www.rcs.co.za/about- rcs/investor-relations . The annual financial statements of BNP Paribas S.A. for the year ended 31 December 2018 have also been made available at the following website: https://invest.bnpparibas.com/en/consolidated-financial-statements . Bondholders are further advised that the audit reports on the Issuer’s financial statements and the Guarantors’ financial statements were unqualified, with no modifications applicable. Furthermore, the Issuer would like to advise bondholders that no restatements to previously published results have been included in the Issuer’s financial statements or the Guarantors’ financial statements. 30 April 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) BNP Paribas (www.bnpparibas.com) is a leading bank in Europe with an international reach. It has a presence in 73 countries, with more than 198,000 employees, including more than 146,000 in Europe. The BNP Paribas group, through its wholly owned subsidiary BNP Paribas Personal Finance, acquired 100% of BNP Paribas Personal Finance South Africa Limited (formerly, RCS Investment Holdings Limited) in August 2014. BNPP PF South Africa is a consumer finance business predominantly based in South Africa, with over 18 years in the industry. Date: 30/04/2019 11:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.