THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC236?

New Financial Instrument Listing Announcement - “SBC236”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - "SBC236"

Stock Code: SBC236
ISIN Code: ZAG000222480

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC236 Senior Unsecured Fixed Rate Credit
Linked Notes due    - sponsored by The Standard Bank of South
Africa Limited, under its Structured Note Programme.

Authorised Programme size           ZAR150,000,000,000

Total notes issued                  ZAR118,716,454,532.31.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                         28 January 2026

Nominal Issued:                     ZAR50,000,000

Coupon Rate:                        8.02% per annum payable semi-
                                    annually in arrears

Coupon Indicator:                   Fixed Rate

Interest Determination Dates:       Not Applicable


Trade Type:                         Price

Issue Price:                        100%

Maturity Date:                      20 March 2028


Interest Commencement Date:         Issue Date


First Interest Payment Date:        20 March 2026.

Interest Payment Dates:             Each 20 March and 20 September
                                    of each year until the Maturity
                                    Date, with the first Interest
                                    Payment Date being 20 March
                                    2026. If such day is not a
                                    Business Day, the Business Day
                                    on which the interest will be
                                    paid,    as    determined    in
                                    accordance with the applicable
                                    Business Day Convention (as
                                    specified in this Applicable
                                    Pricing Supplement) 3

Business Day Count/Convention:      Actual/365(Fixed)             and
                                    Following Business Day

Books Close:                        The   "books  closed   period"
                                    (during which the Register
                                    will be closed) will be from
                                    each 15 March and 15 September
                                    until the applicable Interest
                                    Payment Date

Last day to register:               17h00 on 14 March and 14
                                    September, or if such day is
                                    not   a  Business   Day,   the
                                    Business Day before each Books
                                    Closed Period

Placement Agent:                    The Standard Bank     of   South
                                    Africa Limited
    

Debt   Security   subject  to Not Applicable
guarantee; security or credit
enhancement:


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository ("CSD") and
settlement will take place electronically in terms of JSE Rules.

Dated 27 January 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za

Date: 27-01-2026 10:25:00
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