Pillar 3 Basel III capital adequacy, leverage and liquidity disclosures at 30 September 2021 Nedbank Group Limited Nedbank Limited (Incorporated in the Republic of South Africa) (Incorporated in the Republic of South Africa) Registration number: 1966/010630/06 Registration No. 1951/000009/06 JSE share code: NED JSE share code: NBKP NSX share code: NBK ISIN: ZAE000043667 ISIN: ZAE000004875 JSE alpha code: BINBK JSE alpha code: NEDI (‘Nedbank Group’) (collectively the ‘group’) PILLAR 3 BASEL III CAPITAL ADEQUACY, LEVERAGE AND LIQUIDITY DISCLOSURES AT 30 SEPTEMBER 2021 Shareholders and noteholders are advised that the Nedbank Group and Nedbank Limited have released their Pillar 3 Risk and Capital Management Report for the quarter ended 30 September 2021, as required by regulation 43 of the regulations relating to banks, issued in terms of the Banks Act, 94 of 1990. This report is available on the group’s website: https://www.nedbank.co.za/content/nedbank/desktop/gt/en/investor-relations/information-hub/capital- and-risk-management-reports.html. At 30 September 2021, Nedbank Group reported a CET1 capital adequacy ratio of 12,3% (June 2021: 12,2% and September 2020: 10,7%), above the board-approved target range of 10% to 12%. Nedbank Limited reported a CET 1 capital adequacy ratio of 11,7% (June 2021: 11,6% and September 2020: 10,0%), within the board-approved target range of 10% to 12%. Nedbank Group and Nedbank Limited reported a Liquidity Coverage Ratio of 127,7% (June 2021: 130,5% and September 2020: 125,6%) and 130,8% (June 2021: 133,9% and September 2020: 127,9%) respectively. Nedbank Group reported a Net Stable Funding Ratio of 117,5% (June 2021: 113,6% and September 2020: 113,2%). The disclosures have not been audited or reviewed by the group’s joint external auditors. Sandton 26 November 2021 Sponsors to Nedbank Group in South Africa: Nedbank Corporate and Investment Banking, a division of Nedbank Limited Merrill Lynch South Africa (Pty) Limited Sponsor to Nedbank Group in Namibia: Old Mutual Investment Services (Namibia) (Pty) Ltd Sponsors to Nedbank Limited in South Africa: Nedbank Corporate and investment Banking, a division of Nedbank Limited Investec Bank Limited Date: 26-11-2021 08:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.