FRB21 - Notification of a full capital reduction of listed debt securities FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRB21 ISIN: ZAG000140856 (FRB) NOTIFICATION OF A FULL CAPITAL REDUCTION OF LISTED DEBT SECURITIES In accordance with the terms and conditions of FRB’s domestic medium term note (DMTN) programme dated 14 October 2015, as amended or supplemented from time to time, noteholders are herewith advised of the full capital reduction of the FRB21 notes (the notes). Bond code: FRB21 ISIN: ZAG000140856 Nominal amount before reduction: ZAR 1 000 000 000.00 Reduction in nominal amount: ZAR 1 000 000 000.00 Nominal amount after reduction: ZAR 0.00 Settlement / redemption amount: ZAR 1 000 000 000.00 Record date: 23 November 2021 Pay date / early redemption date: 24 November 2021 This reduction is due to the early redemption of the notes by FRB, in accordance with the terms and conditions of the notes. 22 October 2021 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 22-10-2021 09:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.