INTEREST AND CAPITAL PAYMENT NOTIFICATIONS FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC303 ISIN: ZAG000160425 Bond Code: FRC306 ISIN: ZAG000160938 Bond Code: FRC308 ISIN: ZAG000161605 Bond Code: FRC328 ISIN: ZAG000164898 Bond Code: FRC335 ISIN: ZAG000166950 Bond Code: FRC364 ISIN: ZAG000175514 Bond Code: FRC365 ISIN: ZAG000175498 Bond Code: FRS174 ISIN: ZAG000148198 Bond Code: FRS201 ISIN: ZAG000162025 Bond Code: FRS202 ISIN: ZAG000162066 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following capital payment due 13 May 2021: Bond code: FRS174 ISIN: ZAG000148198 Capital amount due: ZAR 289 824 229.62 Payment date: 13 May 2021 Maturity date: 13 May 2021 Date Convention: Following Business Day Applicable formula: FRA = ANA + ((ANA / FXFSD) * P * Max (0,FIL / IIL – 100%) * FXFVD), all definitions used in this calculation are as per the pricing supplement, with FIL being 1 340.80and FXFVD being 14.2535 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Noteholders are advised that there will be no coupon paid on 24 May 2021 on the following note as the EURIBOR rate is negative and below the strike rate: Bond code: FRS202 ISIN: ZAG000162066 Noteholders are advised of the following interest payment due 26 May 2021: Bond code: FRS201 ISIN: ZAG000162025 Coupon: 5.562% Interest amount due: ZAR 3 390 534.25 Interest period: 26 February 2021 to 25 May 2021 Date convention: Modified Following Business Day Payment date: 26 May 2021 Noteholders are advised of the following interest payments due 27 May 2021: Bond code: FRC306 ISIN: ZAG000160938 Coupon: 5.084% Interest amount due: ZAR 659 089.83 Bond code: FRC328 ISIN: ZAG000164898 Coupon: 5.292% Interest amount due: ZAR 652 438.35 Interest period: 26 February 2021 to 26 May 2021 Date convention: Modified Following Business Day Payment date: 27 May 2021 Noteholders are advised of the following interest payments due 31 May 2021: Bond code: FRC303 ISIN: ZAG000160425 Coupon: 6.842% Interest amount due: ZAR 1 128 489.74 Interest period 26 February 2021 to 30 May 2021 Bond code: FRC308 ISIN: ZAG000161605 Coupon: 6.662% Interest amount due: ZAR 857 846.58 Interest period 26 February 2021 to 30 May 2021 Bond code: FRC335 ISIN: ZAG000166950 Coupon: 6.242% Interest amount due: ZAR 1 607 528.77 Interest period: 26 February 2021 to 30 May 2021 Bond code: FRC364 ISIN: ZAG000175514 Coupon: 7.227% Interest amount due: ZAR 485 100.00 Interest period: 12 April 2021 to 30 May 2021 Bond code: FRC365 ISIN: ZAG000175498 Coupon: 7.620% Interest amount due: ZAR 358 035.62 Interest period: 12 April 2021 to 30 May 2021 Date Convention: Modified Following Business Day Payment date: 31 May 2021 7 May 2021 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 07-05-2021 05:09:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.