FRC352 FRC353 - Listing of new Financial Instruments FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC352 ISIN: ZAG000172891 Bond code: FRC353 ISIN: ZAG000172883 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE has granted FRB the listings of its FRC352 and FRC353 senior unsecured unsubordinated credit linked notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 25 November 2020. Type of debt security: Credit linked notes Debt security code: FRC352 ISIN: ZAG000172891 Nominal issued: ZAR 50 000 000.00 Coupon rate: 3 Month JIBAR plus 327 basis points First interest payment date: 2 February 2021 Interest payment date(s): 2 February, 2 May, 2 August and 2 November of each year until the Maturity Date Last day to register: By 17:00 on 28 January, 27 April, 28 July and 28 October of each year until the Maturity Date Books close: 29 January, 28 April, 29 July and 29 October of each year until the Maturity Date Maturity date: 2 May 2023, subject to paragraph 51 of the pricing supplement Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the net asset value and reference obligation early redemption event, early redemption at the option of the issuer, early redemption amount and credit linked note provisions contained in the pricing supplements Debt security code: FRC353 ISIN: ZAG000172883 Nominal issued: ZAR 100 000 000.00 Coupon rate: 3 Month JIBAR plus 270 basis points First interest payment date: 31 January 2021 Interest payment date(s): 31 January, 30 April, 31 July and 31 October of each year until the Maturity Date Last day to register: By 17:00 on 26 January, 25 April, 26 July and 26 October of each year until the Maturity Date Books close: 27 January, 26 April, 27 July and 27 October of each year until the Maturity Date Maturity date: 31 January 2037, subject to paragraph 51 of the pricing supplement Optional redemption date(s): 31 July 2023, 31 January 2026, 31 July 2028, 31 January 2031, 31 July 2033 and 31 January 2036 Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the reference obligation early redemption event, early redemption at the option of the issuer, early redemption amount and credit linked note provisions contained in the pricing supplements Issue date: 25 November 2020 Issue price: 100% Interest commencement date: 25 November 2020 Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date Business day convention: Modified Following Business Day Final maturity amount: 100% of the aggregate nominal amount Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 22 506 673 326.93 as at the signature date of the pricing supplements Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 24 November 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 24-11-2020 11:13:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.