New Financial Instrument Listing Announcement - IVC182 Investec Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1969/004763/06) Issuer code: BIINLP LEI No: 549300RH5FFHO48FXT69 New Financial Instrument Listing Announcement ISSUE OF IVC182 SENIOR UNSECURED FLOATING RATE CREDIT LINKED NOTES (“IVC182 NOTES”) Application has been made to the JSE Limited (“JSE”) for the listing of R350,000,000 (Three Hundred and Fifty Million Rand) senior unsecured floating rate credit linked Notes (stock code IVC182), under Investec Bank Limited’s Credit Linked Note Programme dated 10 May 2010. The IVC182 Notes will be issued to Noteholders on the date of listing being 12 August 2020 with effect from commencement of trade. Salient features of the IVC182 Notes are listed below: Issuer Investec Bank Limited Issue Price R350,000,000 Instrument Senior unsecured credit linked Notes Issue Date 12 August 2020 Nominal Amount per Note R1,000,000 Interest Rate 3 month JIBAR plus the Margin Interest Determination Date 12 August, 12 November, 12 February and 12 May of each year, as adjusted in accordance with the applicable Business Day Convention Margin 1.75% (one point seven five percent) for the period beginning on and including the Issue Date to but excluding 12 August 2021; 2.00% (two percent) for the period beginning on and including 12 August 2021 to and excluding the Scheduled Maturity Date Scheduled Maturity Date 12 August 2022 Optional Redemption Date (Call) 12 August 2021 Issue price per Note 100% Final Redemption Amount per Note The Nominal Amount per Note (plus accrued unpaid interest, if any, to the Maturity Date) Interest Commencement Date Issue Date Books Close Period From 3 August to 12 August, 3 November to 12 November, 3 February to 12 February and 3 May to 12 May (all dates inclusive) of each year until the Scheduled Maturity Date Last Day to Register 2 August, 2 November, 2 February and 2 May of each year, and if such day is not a Business Day, the Last Day to Register will be the Business Day immediately preceding the first day of the relevant Books Closed Period Interest Payment Dates 12 August, 12 November, 12 February and 12 May of each year, adjusted in accordance with the applicable Business Day Convention., with the first Interest Payment Date being 12 November 2020 Business Day Convention Following Business Day JSE Stock Code IVC182 ISIN ZAG000170135 Aggregate Nominal Amount of Notes Outstanding ZAR7 707 191 236 (Seven Billion under the Programme after this issuance Seven Hundred and Seven Million One Hundred and Ninety One Thousand Two Hundred and Thirty Six Rand) The Pricing Supplement does not contain any additional terms and conditions or changes to the terms and conditions as contained in the Programme Memorandum Investors should study the Applicable Pricing Supplement for full details of the terms and conditions applicable to these Notes. Date: 11 August 2020 Debt Sponsor: Investec Bank Limited abotha@investec.co.za Date: 11-08-2020 10:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.