Appointment Of Joint External Auditor Capitec Bank Holdings Limited Incorporated in the Republic of South Africa Registration number 1999/025903/06 Registered bank controlling company Ordinary Share Code: CPI ISIN Number: ZAE000035861 Preference Share Code: CPIP ISIN Number: ZAE000083838 ("Capitec" or “the Company”) Capitec Bank Limited Incorporated in the Republic of South Africa Registration number 1980/003695/06 Registered bank Company code: BICAP Stock Code: CBL24 ISIN Code: ZAG000130881 Stock Code: CBL26 ISIN Code: ZAG000136128 Stock Code: CBL28 ISIN Code: ZAG000151333 Stock Code: CBL29 ISIN Code: ZAG000158874 (“Capitec Bank”) Appointment of joint external auditor At the annual general meeting of the shareholders of Capitec held on 29 May 2020, shareholders approved the appointment of Deloitte & Touche as joint auditor of the Company, subject to the approval of the Prudential Authority. Shareholders are advised that the Prudential Authority has approved the appointment of Deloitte & Touche as auditor to Capitec and Capitec Bank (together with their subsidiaries, “Capitec group”). PricewaterhouseCoopers Inc. and Deloitte & Touche will act as joint auditors of the Capitec group in respect of the 2021 financial year. 29 July 2020 Stellenbosch Sponsor: PSG Capital Date: 29-07-2020 01:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.