Dealing In Securities By An Associate Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY AN ASSOCIATE OF A DIRECTOR In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by an associate of a director is disclosed. Shareholders are referred to the announcement released on the Stock Exchange News Service on 14 August 2017, with regards to the hedging transaction entered into over a portion of Peter D Wimsey & Associates (Pty) Ltd’s (“Wimsey”) shareholding in Capitec Bank Holdings Limited. Shareholders are now advised that Wimsey has further extended and amended the existing hedging transaction, originally entered into on 11 August 2017, as stated below. NAME OF DIRECTOR CA Otto Capitec Bank Holdings COMPANY OF WHICH HE IS A DIRECTOR Limited STATUS: EXECUTIVE/NON-EXECUTIVE Non-executive Director NAME OF ASSOCIATE Wimsey RELATIONSHIP OF DIRECTOR TO ASSOCIATE Director of associate NATURE OF TRANSACTION Collar CLASS AND TYPE OF SECURITIES Ordinary shares 1. NUMBER OF SECURITIES TRANSACTED 66 667 DATE OF TRANSACTION 27 May 2020 PUT STRIKE PRICE R905.00 CALL STRIKE PRICE R1 131.25 OPTION STYLE European Cash Settled EXPIRY DATE 25 November 2022 TRADE Off Market NATURE AND EXTENT OF THE DIRECTOR’S Indirect, non- INTEREST IN THE TRANSACTION beneficial 2. NUMBER OF SECURITIES TRANSACTED 66 667 DATE OF TRANSACTION 27 May 2020 PUT STRIKE PRICE R905.00 CALL STRIKE PRICE R1 131.25 OPTION STYLE European Cash Settled EXPIRY DATE 26 May 2023 TRADE Off Market NATURE AND EXTENT OF THE DIRECTOR’S Indirect, non- INTEREST IN THE TRANSACTION beneficial 3. NUMBER OF SECURITIES TRANSACTED 66 666 DATE OF TRANSACTION 27 May 2020 PUT STRIKE PRICE R905.00 CALL STRIKE PRICE R1 131.25 OPTION STYLE European Cash Settled EXPIRY DATE 25 November 2023 TRADE Off Market NATURE AND EXTENT OF THE DIRECTOR’S Indirect, non- INTEREST IN THE TRANSACTION beneficial Wimsey entered into a financing agreement with a financial institution which consists of a loan agreement securitised by a simultaneous collar hedge and equity lending transaction. The maximum financial obligation amounts to R181,000,000 and the 200,000 shares that are the subject of the collar serve as security against the loan. It is Wimsey's intention to cash settle the transaction at maturity as opposed to selling any shares. Stellenbosch 1 June 2020 Sponsor PSG Capital Date: 01-06-2020 05:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.