Basel Pillar III Disclosure Report year ended 30 June 2019 SASFIN HOLDINGS LIMITED (Incorporated in The Republic of South Africa) (Registration Number 1987/002097/06) (“Sasfin” or “the Company”) Ordinary share code: SFN ISIN: ZAE000006565 Preference share code: SFNP ISIN: ZAE000060273 Basel Pillar III Disclosure Report year ended 30 June 2019 Sasfin Holdings Limited and Sasfin Bank Limited are required, in terms of Regulation 43( 1 )(e)(ii) of the Banks Act, No 94 of 1990, as amended, as well as in accordance with the Basel Committee on Banking Supervision (BCBS) revised pillar 3 disclosure requirements, the South African Reserve Bank (SARB) Directives 4 of 2014, 11 of 2015 and 1 of 2018, and Regulations, to publicly report on their capital management plan, capital strategy, capital structure, capital adequacy and leverage ratio. The Group’s risk governance framework is fully disclosed in the Group’s 2019 Annual Financial Statements at www.sasfin.com, or from the Company Secretary. The capital structure and capital adequacy of Sasfin Holdings Limited, and the leverage and liquidity coverage ratios of Sasfin Bank Limited at 30 June 2019 are disclosed in this report. Full Announcement This short-form announcement is the responsibility of the Directors of the Company and is a summary of the information relating to the full announcement which is available for viewing on the following websites: Company’s website: https://www.sasfin.com/investor-relations/. JSE website: https://senspdf.jse.co.za/documents/2019/jse/issh/sfnh/plr-3.pdf Johannesburg 31 October 2019 Sponsor: Sasfin Capital (a member of the Sasfin Group) Independent Sponsor: Deloitte & Touche Sponsor Services Proprietary Limited Date: 31/10/2019 04:07:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.