FRX28 - Listing of Tap Issue FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRX28 ISIN: ZAG000152836 (FRB) LISTING OF TAP ISSUE The JSE Limited has granted FirstRand Bank Limited the additional listing of its senior unsecured fixed rate notes, in terms of its domestic medium term note (DMTN) programme dated 14 October 2015, as amended and/or supplemented from time to time, effective 17 October 2019. Debt security code: FRX28 ISIN: ZAG000152836 Type of debt security: Fixed rate notes Nominal before issue: ZAR 90 000 000.00 Nominal issued: ZAR 50 000 000.00 Nominal after issue: ZAR 140 000 000.00 Issue date: 17 October 2019 Issue price: 109.20167% Coupon rate: 10.120% Interest commencement date: 26 July 2019 First interest payment date: 26 January 2020 Interest payment date(s): 26 January and 26 July in each year until the maturity date Last day to register: By 17:00 on 15 January and 15 July in each year until the maturity date Books close: 16 January and 16 July in each year until the maturity date Business day convention: Following business day Maturity date: 26 July 2028 Final maturity amount: 100% of the aggregate principal amount Other: The pricing supplement does not contain additional terms and conditions or changes to the terms and conditions as contained in the DMTN Summary of additional terms: Not applicable Programme amount: ZAR 100 000 000 000.00 Total notes in issue under programme: ZAR 77 348 780 829.61, inclusive of all issuances under the FRB DMTN programmes Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 15 October 2019 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 15/10/2019 12:36:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.