SBSA-Programme Memorandum Update The Standard Bank of South Africa Limited (Incorporated in the Republic of South Africa) (Registration number 1962/000738/06) (“SBSA”) or (“the Company”) THE STANDARD BANK OF SOUTH AFRICA LIMITED – ZAR110,000,000,000 DOMESTIC MEDIUM-TERM NOTE PROGRAMME: UPDATE OF THE PROGRAMME MEMORANDUM Noteholders are advised that The Standard Bank of South Africa Limited has updated its Programme Memorandum to update the Issuer disclosure and risk factors sections in accordance with paragraph 7.24 of the Debt Listing Requirement as well as to comply with amendments to the Debt Listing Requirements which became effective on 15 October 2018. The executed programme memorandum is available for viewing or downloading on the following link: https://reporting.standardbank.com/debt-investors/debt- securities/debt-securities/ Johannesburg 10 October 2019 Debt Sponsor The Standard Bank of South Africa Limited Date: 10/10/2019 12:38:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.
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