Dealing In Securities By A Subsidiary Of The Company In Terms Of The Restricted Share Plan CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 (“Capitec” or “Company”) DEALING IN SECURITIES BY A SUBSIDIARY OF THE COMPANY IN TERMS OF THE RESTRICTED SHARE PLAN In compliance with paragraph 3.92 of the JSE Limited Listings Requirements, the following information, relating to the dealing in securities by a subsidiary of the Company is disclosed: NAME OF SCHEME Restricted Share Plan COMPANY Capitec Bank Holdings Limited TYPE AND CLASS OF Ordinary shares SECURITIES DATE OF TRANSACTION 5 April 2019 RAND PER SHARE 1 368 NUMBER OF SECURITIES 5 150 TRANSACTED TOTAL RAND VALUE OF R7 045 200 SECURITIES TRANSACTED NATURE OF TRANSACTION Purchase by Capitec Bank Limited, a wholly-owned subsidiary of the Company, to enable it to comply with its obligations in terms of the restricted share plan established for purposes of inter alia, succession planning (on-market transaction) NATURE AND EXTENT OF Indirect, non-beneficial INTEREST IN THE TRANSACTION Clearance to deal in the securities by the company was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 8 April 2019 Stellenbosch Sponsor PSG Capital Date: 08/04/2019 03:38:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.