No Change Statement and Notice of Annual General Meeting SANTAM LIMITED (Incorporated in the Republic of South Africa) Registration number: 1918/001680/06 (JSE Share Code: SNT & ISIN ZAE000093779) NSX share code: SNM (‘Santam’) or (“the Company”) NO CHANGE STATEMENT AND NOTICE OF ANNUAL GENERAL MEETING Shareholders are advised that the company`s annual integrated report, annual financial statements and summary consolidated financial statements for the year ended 31 December 2018 are now available on the company’s website and will be posted to shareholders on or about 29 March 2019. They contain no modifications to the audited results which were published on 28 February 2019. PricewaterhouseCoopers Inc audited the results and the annual financial statements of Santam and their reports are available for inspection at the registered offices of the company. The reports are also available on the company’s website. Notice is hereby given that the annual general meeting of the company will be held at 11h00 on Wednesday 29 May 2019, at Santam Head Office, 1 Sportica Crescent, Tygervalley, Bellville, Cape Town, to transact business as stated in the notice of the annual general meeting. CAPE TOWN 22 March 2019 Sponsor: Investec Bank Limited Date: 22/03/2019 10:30:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.