New Financial Instrument Listing Announcement - SBT103 Standard Bank Group Limited (Incorporated in the Republic of South Africa) (Registration number 1969/017128/06) Bond Code: SBT103 ISIN: ZAG000157157 New Financial Instrument Listing Announcement: SBT103 Authorised Programme size R50,000,000,000.00 Total notes in issue R3,544,000,000.00 (excluding Additional Tier 1 Notes in this issue) The JSE Limited has granted a listing to Standard Bank Group Limited of the following Additional Tier 1 Note under its Domestic Medium Term Note Programme: Bond Code SBT103 ISIN ZAG000157157 Nominal Issued R 1,942,000,000.00 Issue Price 100% Coupon 11.55% (3 Month JIBAR as at 15 February 2019 of 7.150% plus 440 bps) Coupon Rate Indicator Floating Trade Type Price Issue / Settlement Date 20 February 2019 Interest Commencement Date 20 February 2019 First Interest Payment Date 31 March 2019 Optional Redemption Date 31 March 2024 or any Interest Payment Date thereafter Books Close Date(s) 21 March, 20 June, 20 September, 21 December Interest Payment Date(s) 31 March, 30 June, 30 September, 31 December Last Day to Register By 17:00 on 20 March, 19 June, 19 September, 20 December Date Convention Modified Following Johannesburg 19 February 2019 Debt Sponsor The Standard Bank of South Africa Limited (acting through its Corporate and Investment Banking division) Date: 19/02/2019 02:15:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.