FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS217 ISIN: ZAG000167826 Bond Code: FRBI22 ISIN: ZAG000079666 Bond Code: FRC66 ISIN: ZAG000088485 Bond Code: FRC71 ISIN: ZAG000088923 Bond Code: FRI38 ISIN: ZAG000141862 Bond Code: FRJ23 ISIN: ZAG000149436 Bond Code: FRS101 ISIN: ZAG000111774 Bond Code: FRS108 ISIN: ZAG000113515 Bond Code: FRS110 ISIN: ZAG000113663 Bond Code: FRS114 ISIN: ZAG000116070 Bond Code: FRS119 ISIN: ZAG000118951 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 31 January 2022: Bond code: FRBI22 ISIN: ZAG000079666 Annualised interest rate: 2.750% Interest rate for the period: 1.375% Reference CPI: 122.890322580645 Base CPI: 70.0528941124048 Interest amount due: ZAR 23 640 937.15 Capital amount due: ZAR 1 719 340 887.87 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRC66 ISIN: ZAG000088485 Annualised interest rate: 2.750% Interest rate for the period: 1.375% Reference CPI: 122.890322580645 Base CPI: 70.0528941124048 Interest amount due: ZAR 666 944.89 Capital amount due: ZAR 48 505 025.56 Date Convention: Modified Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRC71 ISIN: ZAG000088923 Annualised interest rate: 2.750% Interest rate for the period: 1.375% Reference CPI: 122.890322580645 Base CPI: 70.0528941124 Interest amount due: ZAR 645 090.52 Capital amount due: ZAR 46 915 674.63 Date Convention: Modified Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRI38 ISIN: ZAG000141862 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Reference CPI: 122.890322580645 Base CPI: 77.6280671697466 Interest amount due: ZAR 10 115 789.17 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRJ23 ISIN: ZAG000149436 Coupon: 5.133% Interest amount due: ZAR 19 757 127.95 Date Convention: Following Business Day Interest period: 2 November 2021 to 30 January 2022 Bond code: FRS101 ISIN: ZAG000111774 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Reference CPI: 122.89032258 Base CPI: 77.62806717 Interest amount due: ZAR 356 189.76 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS108 ISIN: ZAG000113515 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Reference CPI: 122.890322580645 Base CPI: 77.6280671697466 Interest amount due: ZAR 897 598.19 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS110 ISIN: ZAG000113663 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Reference CPI: 122.890322580645 Base CPI: 77.6280671697466 Interest amount due: ZAR 753 341.34 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS114 ISIN: ZAG000116070 Annualised interest rate: 2.000% Interest rate for the period: 1.000% Reference CPI: 122.89032258 Base CPI: 77.62806717 Interest amount due: ZAR 237 459.84 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS119 ISIN: ZAG000118951 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Reference CPI: 122.89032258 Base CPI: 77.62806717 Interest amount due: ZAR 2 589 679.16 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS217 ISIN: ZAG000167826 Coupon: 9.602% Interest amount due: ZAR 2 472 843.85 Date Convention: Modified Following Business Day Interest period: 29 October 2021 to 30 January 2022 Payment date: 31 January 2022 25 January 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 25-01-2022 12:35:00 Produced by the JSE SENS Department. 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