FRC383 FRS293 FRS294 - Listing of New Financial Instruments FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC383 ISIN: ZAG000183070 Bond code: FRS293 ISIN: ZAG000183047 Bond code: FRS294 ISIN: ZAG000183088 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE Limited has granted FirstRand Bank Limited the listing of its FRC383 senior unsecured unsubordinated notes, its FRS293 unsecured structured notes and its FRS294 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 26 January 2022 and 28 January 2022 respectively. Debt security code: FRC383 ISIN: ZAG000183070 Type of debt security: Credit linked notes Nominal issued: ZAR 150 000 000.00 Issue date: 26 January 2022 Issue price: 100% of par Interest commencement date: 26 January 2022 Coupon rate: 3 Month JIBAR plus 140 basis points Interest determination date: The Interest Determination Date is the Issue date First interest payment date: 28 April 2022 Interest payment date: 28 April 2022 Last day to register: By 17:00 on 23 April 2022 Books close: 24 April 2022 Maturity date: 28 April 2022 Business day convention: Modified Following Business Day Final maturity amount: 100% of the Aggregate Nominal Amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the net asset value event and reference obligation early redemption event, the early redemption at the option of the issuer, early redemption amount and credit linked notes provisions as contained in the pricing supplement Debt security code: FRS293 ISIN: ZAG000183047 Type of debt security: Single index and currency linked notes Nominal issued: ZAR 50 000 000.00 Issue date: 26 January 2022 Issue price: 100% of par Last day to register: By 17:00 on 23 January 2023 Books close: 24 January 2023 Business day convention: Following Business Day Maturity date: 26 January 2023 Final maturity amount: An amount in ZAR determined and calculated by the Calculation Agent equal to the Index Linked Redemption Amount: ILRA = ANA * ((FIL / IIL) + ARA * DC)) * (FXFVD/FXFSD) All definitions used in this calculation are as per the pricing supplement Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the redemption/payment basis, early redemption at the option of the issuer, the final and early redemption amounts and the FX disruption provisions contained in the pricing supplement Debt security code: FRS294 ISIN: ZAG000183088 Type of debt security: Bond Linked notes Nominal issued: ZAR 100 000 000.00 Issue date: 28 January 2022 Issue price: 100% of par Interest commencement date: 28 January 2022 Coupon rate: 3 Month JIBAR plus 126 basis points Interest determination date: The Interest Determination Date is the Issue date First interest payment date: 28 April 2022 Interest payment date: 28 April 2022 Last day to register: By 17:00 on 23 April 2022 Books close: 24 April 2022 Business day convention: Modified Following Business Day Maturity date: 28 April 2022 Final maturity amount: 100% of the Aggregate Nominal Amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the reference bond early redemption event, the early redemption at the option of the issuer, the early redemption amount and the reference bond and hedging disruption provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 28 678 750 113.14 as at the signature date of the FRS294 pricing supplement Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 25 January 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 25-01-2022 08:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.