FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRBZ01 ISIN: ZAG000049255 Bond Code: FRC301 ISIN: ZAG000159872 Bond Code: FRC303 ISIN: ZAG000160425 Bond Code: FRC308 ISIN: ZAG000161605 Bond Code: FRC335 ISIN: ZAG000166950 Bond Code: FRC351 ISIN: ZAG000172644 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 30 November 2020: Bond code: FRBZ01 ISIN: ZAG000049255 Capital amount due: ZAR 95 762 672.05 Date Convention: Following Business Day Bond code: FRC301 ISIN: ZAG000159872 Coupon: 8.000% Interest amount due: ZAR 359 013.70 Capital amount due: ZAR 18 000 000.00 Interest period: 31 August 2020 to 29 November 2020 Date convention: Modified Following Business Day Bond code: FRC303 ISIN: ZAG000160425 Coupon: 6.642% Interest amount due: ZAR 1 060 539.76 Interest period: 31 August 2020 to 29 November 2020 Date convention: Modified Following Business Day Bond code: FRC308 ISIN: ZAG000161605 Coupon: 6.462% Interest amount due: ZAR 805 536.99 Interest period: 31 August 2020 to 29 November 2020 Date convention: Modified Following Business Day Bond code: FRC335 ISIN: ZAG000166950 Coupon: 6.042% Interest amount due: ZAR 1 506 361.64 Interest period: 31 August 2020 to 29 November 2020 Date convention: Modified Following Business Day Bond code: FRC351 ISIN: ZAG000172644 Coupon: 5.833% Interest amount due: ZAR 93 487.81 Interest period: 17 November 2020 to 29 November 2020 Date Convention: Modified Following Business Day Payment date: 30 November 2020 24 November 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 24-11-2020 01:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.