New Financial Instrument Listing Announcement - IVC181 Investec Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1969/004763/06) Issuer code: BIINLP LEI No: 549300RH5FFHO48FXT69 New Financial Instrument Listing Announcement ISSUE OF IVC181 SENIOR UNSECURED FLOATING RATE CREDIT LINKED NOTES (“IVC181 NOTES”) Application has been made to the JSE Limited (“JSE”) for the listing of R125,000,000 (One Hundred and Twenty Five Million Rand) senior unsecured floating rate credit linked Notes (stock code IVC181), under Investec Bank Limited’s Credit Linked Note Programme dated 10 May 2010. The IVC181 Notes will be issued to Noteholders on the date of listing being 11 August 2020 with effect from commencement of trade. Salient features of the IVC181 Notes are listed below: Issuer Investec Bank Limited Issue Price R125,000,000 Instrument Senior unsecured credit linked Notes Issue Date 11 August 2020 Nominal Amount per Note R1,000,000 Interest Rate 3 month JIBAR plus the Margin Interest Determination Date 11 August, 11 November, 11 February and 11 May of each year, as adjusted in accordance with the applicable Business Day Convention Margin 1.325% (one point three two five percent) for the period beginning on and including the Issue Date to but excluding 11 February 2023; 1.525% (one point five two five percent) for the period beginning on and including 11 February 2023 to and excluding the Scheduled Maturity Date Scheduled Maturity Date 11 February 2024 Optional Redemption Date (Call) 11 February 2023 Issue price per Note 100% Final Redemption Amount per Note The Nominal Amount per Note (plus accrued unpaid interest, if any, to the Maturity Date) Interest Commencement Date Issue Date Books Close Period From 2 August to 11 August, 2 November to 11 November, 2 February to 11 February and 2 May to 11 May (all dates inclusive) of each year until the Scheduled Maturity Date Last Day to Register 1 August, 1 November, 1 February and 1 May of each year, and if such day is not a Business Day, the Last Day to Register will be the Business Day immediately preceding the first day of the relevant Books Closed Period Interest Payment Dates 11 August, 11 November, 11 February and 11 May of each year, adjusted in accordance with the applicable Business Day Convention., with the first Interest Payment Date being 11 November 2020 Business Day Convention Following Business Day JSE Stock Code IVC181 ISIN ZAG000170101 Aggregate Nominal Amount of Notes Outstanding ZAR7 357 191 236 (Seven Billion under the Programme after this issuance Three Hundred and Fifty Seven Million One Hundred and Ninety One Thousand Two Hundred and Thirty Six Rand) The Pricing Supplement does not contain any additional terms and conditions or changes to the terms and conditions as contained in the Programme Memorandum Investors should study the Applicable Pricing Supplement for full details of the terms and conditions applicable to these Notes. Date: 7 August 2020 Debt Sponsor: Investec Bank Limited abotha@investec.co.za Date: 07-08-2020 09:08:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.