FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRB25 ISIN: ZAG000157512 Bond Code: FRC207 ISIN: ZAG000117649 Bond Code: FRC208 ISIN: ZAG000117656 Bond Code: FRC252 ISIN: ZAG000142225 Bond Code: FRC265 ISIN: ZAG000149485 Bond Code: FRC275 ISIN: ZAG000152372 Bond Code: FRC276 ISIN: ZAG000152430 Bond Code: FRC289 ISIN: ZAG000157108 Bond Code: FRC292 ISIN: ZAG000157777 Bond Code: FRC310 ISIN: ZAG000161936 Bond Code: FRC323 ISIN: ZAG000163874 Bond Code: FRS158 ISIN: ZAG000145012 Bond Code: FRS162 ISIN: ZAG000145111 Bond Code: FRS195 ISIN: ZAG000160524 (FRB) INTEREST PAYMENT NOTIFICATIONS Bondholders are advised of the following interest payments due 12 December 2019: Bond code: FRC275 ISIN: ZAG000152372 Coupon: 8.488% Interest amount due: ZAR 1 058 093.15 Bond code: FRC276 ISIN: ZAG000152430 Coupon: 8.508% Interest amount due: ZAR 848 469.04 Interest period: 12 September 2019 to 11 December 2019 Payment date: 12 December 2019 Date Convention: Preceding Business Day Bondholders are advised of the following interest payment due 17 December 2019: Bond code: FRC252 ISIN: ZAG000142225 Coupon: 8.808% Interest amount due: ZAR 222 009.87 Interest period: 16 September 2019 to 16 December 2019 Payment date: 17 December 2019 Date Convention: Modified Following Business Day Bondholders are advised of the following interest payment due 18 December 2019: Bond code: FRC292 ISIN: ZAG000157777 Coupon: 8.250% Interest amount due: ZAR 555 349.32 Interest period: 18 September 2019 to 17 December 2019 Payment date: 18 December 2019 Date Convention: Modified Following Business Day Bondholders are advised of the following interest payments due 19 December 2019: Bond code: FRB25 ISIN: ZAG000157512 Coupon: 11.208% Interest amount due: ZAR 96 711 528.99 Interest period: 19 September 2019 to 18 December 2019 Payment date: 19 December 2019 Date Convention: Modified Following Business Day Bondholders are advised that there will be no coupons paid on 19 December 2019 on the following note as the EURIBOR rate is negative and below the strike rate: Bond code: FRS195 ISIN: ZAG000160524 Bondholders are advised of the following interest payments due 20 December 2019: Bond code: FRC207 ISIN: ZAG000117649 Coupon: 9.800% Interest amount due: ZAR 129 494.24 Interest period: 20 September 2019 to 19 December 2019 Bond code: FRC208 ISIN: ZAG000117656 Coupon: 9.010% Interest amount due: ZAR 159 489.34 Interest period: 20 September 2019 to 19 December 2019 Bond code: FRC265 ISIN: ZAG000149485 Coupon: 10.800% Interest amount due: ZAR 673 150.68 Interest period: 20 September 2019 to 19 December 2019 Bond code: FRC289 ISIN: ZAG000157108 Coupon: 8.670% Interest amount due: ZAR 1 188 858.90 Interest period: 20 September 2019 to 19 December 2019 Bond code: FRC310 ISIN: ZAG000161936 Coupon: 9.380% Interest amount due: ZAR 701 572.60 Interest period: 20 September 2019 to 19 December 2019 Bond code: FRC323 ISIN: ZAG000163874 Coupon: 10.152% Interest amount due: ZAR 940 103.01 Interest period: 29 October 2019 to 19 December 2019 Payment date: 20 December 2019 Date Convention: Modified Following Business Day Bondholders are advised that there will be no coupons paid on 20 December 2019 on the following note as the EURIBOR rate is negative and below the strike rate: Bond code: FRS158 ISIN: ZAG000145012 Bond code: FRS162 ISIN: ZAG000145111 6 December 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 06-12-2019 11:30:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.