FNTH10 - Listing of New Financial Instrument Fintegic (RF) Limited (previously SSI SCF (RF) Limited) (Incorporated in the Republic of South Africa) (Registration number 2017/448717/06) Company code: FTGI Bond Code: FNTH10 ISIN: ZAG000163346 (“Fintegic” or “the Issuer”) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted the Issuer the listing of its Senior Unsecured Fixed Rate Notes, in terms of its Note Programme dated 23 February 2018 (“the Programme”), as amended and/or supplemented from time to time, with a payment guarantee issued by Santam Limited, effective 16 October 2019. Type of Debt Security: Fixed Rate Notes Debt Security Code: FNTH10 ISIN: ZAG000163346 Nominal Issued: ZAR 15 319 066.00 Issue Date: 16 October 2019 Issue Price: 100% Coupon Rate: 7.98% Interest Commencement Date: 16 October 2019 First Interest Payment Date: 8 April 2020 Interest Payment Date(s): 8 April 2020 Last Day to Register: By 17h00 on 28 March 2020 Books Close: 29 March 2020 Maturity Date: 8 April 2020 Business Day Convention: Following Business Day Final Maturity Amount: 100% of the Nominal Amount Other: The pricing supplement does not contain additional terms and conditions or changes to the terms and conditions as contained in the Programme, however, please note the Features of the Underlying Payment Obligation contained in Annexure A and the payment guarantee contained in Annexure B Summary of Additional Terms: Not Applicable Programme Amount: ZAR 1 000 000 000.00 Total Notes in Issue Under Programme: ZAR 156 077 116.00, exclusive of this issuance of Notes 14 October 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 14/10/2019 03:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.