Availability of the Annual Financial Statements of the Issuer and the Guarantors - RCSI BNP Paribas Personal Finance South Africa Limited (Previously RCS Investment Holdings Limited) (Incorporated in the Republic of South Africa) (Registration No. 2000/017884/06) Company code: RCSI (“BNPP PF South Africa” or “the Issuer”) AVAILABILITY OF THE ANNUAL FINANCIAL STATEMENTS OF THE ISSUER AND THE GUARANTORS Bondholders are advised that the annual financial statements (“the financial statements”) of the Issuer for the year ended 31 December 2017 and the financial statements of the Guarantors to the Domestic Medium Term Note Programme (“the Programme”), for the year ended 31 December 2017 are available for inspection at the Issuer’s registered office. The financial statements of the Issuer have also been made available on their website at https://www.rcs.co.za/about-rcs/investor-relations. The financial statements for BNP Paribas S.A., a guarantor to the Programme have also been made available at the following website: https://invest.bnpparibas.com/en/consolidated-financial-statements Bondholders are also advised that the audit report on the financial statements of the Issuer and the Guarantors is unqualified, with no modifications applicable. Furthermore, the Issuer would like to advise bondholders that no restatements to previously published annual financial statements have been included in the financial statements. 26 April 2018 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) BNP Paribas (www.bnpparibas.com) is a leading bank in Europe with an international reach. It has a presence in 75 countries, with more than 189,000 employees, including more than 146,000 in Europe. The BNP Paribas group, through its wholly owned subsidiary BNP Paribas Personal Finance, acquired 100% of BNP Paribas Personal Finance South Africa Limited (formerly, RCS Investment Holdings Limited) in August 2014. BNP Paribas PF South Africa is a consumer finance business predominantly based in South Africa, with over 16 years in the industry. Date: 26/04/2018 04:55:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.