Dealing In Securities By Directors CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY DIRECTORS In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by directors is disclosed: 1. NAME AP du Plessis COMPANY: Capitec Bank Holdings Limited STATUS: Executive Director TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 5 April 2018 OPTION STRIKE PRICE(CENTS) 19 852 (1) 19 643 (2) NUMBER OF OPTIONS EXERCISED 5 000 (1) 5 937 (2) TOTAL RAND VALUE OF SECURITIES R992 600.00 (1) R1 166 204.91 (2) STRIKE DATE OF OPTIONS 27 March 2018 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Exercise of options (off-market transaction) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN THE TRANSACTION Direct, beneficial 2. NAME GM Fourie COMPANY: Capitec Bank Holdings Limited STATUS: Executive Director TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 5 April 2018 OPTION STRIKE PRICE(CENTS) 19 852 (1) 37 188 (2) NUMBER OF OPTIONS EXERCISED 5 000 (1) 22 872 (2) TOTAL RAND VALUE OF SECURITIES R992 600.00 (1) R8 505 639.36 (2) STRIKE DATE OF OPTIONS 27 March 2018 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Exercise of options (off-market transaction) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN THE TRANSACTION Direct, beneficial Clearance to deal in the securities by the directors were obtained in accordance with Rule 3.66 of the JSE Limited Listings Requirements. 5 April 2018 Stellenbosch Sponsor PSG Capital Date: 05/04/2018 12:55:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.