Dealing In Securities By A Share Incentive Scheme CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A SHARE INCENTIVE SCHEME In compliance with paragraph 14.9(d) of schedule 14 and rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information, relating to the dealing in securities by the trustees of the Capitec Bank Holdings Share Trust is disclosed: NAME OF SCHEME Capitec Bank Holdings Share Trust COMPANY TO WHICH THE SCHEME RELATES Capitec Bank Holdings Limited TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary NATURE OF TRANSACTIONS Purchase (On-market transaction) Purchase of shares by the Capitec Bank Holdings Share Trust to enable it to comply with its obligations in terms of the Share Incentive Scheme DATE OF TRANSACTIONS 3 October 2017 (1) 4 October 2017 (2) 9 October 2017 (3) 24 October 2017 (4) 25 October 2017 (5) CENTS PER SHARE 87 909.60 ave (1) 87 716.00 min 88 000.00 max 87 746.15 ave (2) 87 500.00 min 87 900.00 max 89 589 18 ave (3) 89 588.00 min 89 600.00 max 92 667 05 ave (4) 92 653.00 min 92 704.00 max 92 471.79 ave (5) 92 311.00 min 92 500.00 max NUMBER OF SECURITIES TRANSACTED 13 262 (1) 5 630 (2) 1 108 (3) 700 (4) 8 000 (5) TOTAL RAND VALUE OF SECURITIES R11 658 571.59 (1) R4 940 108.15 (2) R992 648.07 (3) R648 669.36 (4) R7 397 743.40 (5) Clearance to deal in these securities was obtained in accordance with rule 3.66 of the Listings Requirements of the JSE Limited. 26 October 2017 Stellenbosch Sponsor PSG Capital Date: 26/10/2017 03:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.