Dealing In Securities By Associates Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY ASSOCIATES OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by associates of a director is disclosed: NAME MS du P le Roux NAME OF ASSOCIATES Kalander Kapitaal Proprietary Limited (“Kalander Kapitaal”) (1) Rational Expectations Proprietary Limited (“RE”) (2) RELATIONSHIP OF DIRECTOR Director of associates (1) & (2) TO ASSOCIATE COMPANY Capitec Bank Holdings Limited STATUS Non-executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 10 October 2017 SHARE PRICE R905.52 ave (1) & (2) R907.27 max R903.45 min NUMBER OF SECURITIES 66 667 (1) TRANSACTED 22 223 (2) TOTAL RAND VALUE OF R60 368 228.51 (1) SECURITIES R20 123 346.51 (2) NATURE OF TRANSACTION Transfer of shares from RE, in which Kalander Kapitaal has a 71%, interest back to Kalander (1) Kapitaal(Off-market transaction) Disposal by RE (On-market (2) transaction) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN Indirect non-beneficial (1) & (2) THE TRANSACTION As previously announced on SENS, Kalander Kapitaal transferred 66 667 Capitec shares to RE on 29 January 2016. Mr Le Roux’s effective and economic interest in Capitec was unchanged as a result of that transfer. Similarly, Mr Le Roux’s effective and economic interest in Capitec remains unchanged as a result of these transactions. 12 October 2017 Stellenbosch Sponsor PSG Capital Date: 12/10/2017 10:50:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.