Dealing In Securities By An Associate Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY AN ASSOCIATE OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information, relating to the dealing in securities by an associate of a director is disclosed: NAME OF DIRECTOR M S du P le Roux NAME OF ASSOCIATE Limietberg Sekuriteit (Pty) Ltd DIRECTOR’S RELATIONSHIP WITH Mr Le Roux is a director of ASSOCIATE Limietberg Sekuriteit (Pty) Ltd COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 11 July 2017 NUMBER OF SECURITIES TRANSACTED 1 250 000 NATURE OF TRANSACTION Zero cost collar PUT STRIKE PRICE R640.71 CALL STRIKE PRICE R1253.39 OPTION STYLE European EXPIRY DATE 3.05 years on average TRADE Off Market NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS Due to the volatility in the market and Mr le Roux's age, this transaction enabled Limietberg Sekuriteit (Pty) Ltd (“Limietberg”) to protect the downside risk of the share price at 80% of the current value on 1 250 000 Capitec shares. In order to make the protection "zero cost", Limietberg was willing to forfeit the growth above 156.5% of the current value of the shares. It is Limietberg's intention to cash settle the transaction at maturity as opposed to selling any shares. 11 July 2017 Sponsor PSG Capital Date: 11/07/2017 04:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.