Dealing In Securities By A Director And Associate Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A DIRECTOR AND ASSOCIATE OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a director and an associate of a director is disclosed: 1. NAME AP du Plessis COMPANY Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 24 April 2017 (1) 25 April 2017 (2) CENTS PER SHARE 78 500 (1 & 2) NUMBER OF SECURITIES TRANSACTED 10 000 (1) 7 489 (2) CONSIDERATION RECEIVED R7 850 000.00 (1) R5 878 865.00 (2) NATURE OF TRANSACTION Disposal to inter alia settle PAYE related to the increase in the market value in the Capitec ordinary shares in excess of the strike price of options exercised on 10 April 2017 (on-market transaction) NATURE AND EXTENT OF THE Direct beneficial DIRECTOR’S INTEREST IN THE TRANSACTION 2. NAME AP du Plessis NAME OF ASSOCIATE Isaac Sachar Investments (Pty) Ltd RELATIONSHIP OF DIRECTOR TO Director of associate ASSOCIATE COMPANY Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 26 April 2017 CENTS PER SHARE 78 500 NUMBER OF SECURITIES TRANSACTED 204 CONSIDERATION RECEIVED R160 140.00 NATURE OF TRANSACTION Disposal(on-market transaction) NATURE AND EXTENT OF THE Indirect beneficial DIRECTOR’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the director was obtained in accordance with Rule 3.66 of the JSE Limited Listings Requirements. 26 April 2017 Stellenbosch Sponsor PSG Capital Proprietary Limited Date: 26/04/2017 04:20:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.