Declaration Of A Dividend Of 440.11 Cents Per Non-Redeemable, Non-Cumulative, Non-Participating Preference Share CAPITEC BANK HOLDINGS LIMITED (Incorporated in the Republic of South Africa) (Registration number 1999/025903/06) (JSE share code: CPIP ISIN: ZAE000083838) (“Capitec”) DECLARATION OF A DIVIDEND OF 440.11 CENTS PER NON-REDEEMABLE, NON- CUMULATIVE, NON-PARTICIPATING PREFERENCE SHARE (“PREFERENCE SHARE DIVIDEND”) – NUMBER 20 The directors of Capitec approved and declared a preference share dividend of 440.11 cents per share in respect of the six months ended on 31 August 2016. Payment will be effected on Monday, 26 September 2016. The following information is disclosed in terms of paragraphs 11.17(a) (i) to (x) and 11.17(c) of the Listings Requirements: - The cash distribution is a dividend as defined in terms of the Income Tax Act (Act 58 of 1962) - The South African dividend tax rate is 15% - The gross dividend amount is 440.11 cents per share - The dividend amount net of South African dividend tax of 15% is 374.09350 cents per share - Capitec has 1 922 386 non-redeemable, non-cumulative, non-participating preference shares in issue - The distribution is made from income reserves - Capitec’s tax reference number is 9405/376/84/0 The salient dates for the payment of the preference share dividend are set out below: Last day to trade cum-dividend Tuesday, 20 September 2016 Trading ex-dividend commences Wednesday, 21 September 2016 Record date Friday, 23 September 2016 Payment date Monday, 26 September 2016 Share certificates may not be dematerialised or rematerialised from Wednesday, 21 September until Friday, 23 September 2016, both days included. Stellenbosch 31 August 2016 Sponsor – PSG Capital (Pty) Limited Date: 31/08/2016 07:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.