New Financial Instrument Listing Announcement - CBL25 CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL25 ISIN Code: ZAG000136110 New Financial Instrument Listing Announcement “CBL25” The JSE Limited has granted a listing to Capitec Bank Limited on the Interest Rate Market with effect from 06 May 2016. Full Note details are as follows: Bond Code CBL25 Nominal Issued R 250,000,000.00 Issue Price 100% Coupon 9.50% (3 Month JIBAR as at 04 May 2016 of 7.30% plus 220 bps) Coupon Indicator Floating Trade Type Price Maturity Date 06 May 2019 Books Close 1 August, 1 November, 1 February, 1 May Interest Payment Date(s) 6 August, 6 November, 6 February, 6 May Last Day to Register By 17:00 on 31 July, 31 October, 31 January, 30 April Issue Date 06 May 2016 Date Convention Following Interest Commencement Date 06 May 2016 First Interest Payment Date 06 August 2016 ISIN No. ZAG000136110 Additional Information Unsecured Unsubordinated Notes The Notes will be immobilised in the Central Securities Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. 05 May 2016 Debt Sponsor PSG Capital (Pty) Ltd For further information on the Note issue please contact: Riaan van Heerden PSG Capital +27 21 8879602 Date: 05/05/2016 12:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.