Dealing In Securities By Associates Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY ASSOCIATES OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by associates of a director is disclosed: NAME MS du P le Roux NAME OF ASSOCIATE Kalander Kapitaal Proprietary Limited (“Kalander Kapitaal”) (1) Rational Expectations Proprietary Limited (“Rational Expectation”) (2) RELATIONSHIP OF DIRECTOR Director of associate (1) & (2) TO ASSOCIATE COMPANY Capitec Bank Holdings Limited STATUS Non-executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 29 January 2016 SHARE PRICE (CENTS) 45 000 (1) & (2) 44 998 (2) NUMBER OF SECURITIES 66 667 (1) & (2) TRANSACTED 22 223 (2) TOTAL RAND VALUE OF R30 000 000.00 (1) & (2) SECURITIES R10 000 000.00 (2) NATURE OF TRANSACTION Transfer of shares from Kalander Kapitaal to Rational Expectation in which Kalander Kapitaal has a 75% interest (Off-market transaction) (1) & (2) Acquisition (Off-market transaction) (2) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN Indirect non-beneficial (1) & (2) THE TRANSACTION Mr Le Roux’s effective and economical interest in Capitec was unchanged as a result of the dealings set out above. 29 January 2016 Stellenbosch Sponsor PSG Capital Proprietary Limited Date: 29/01/2016 11:40:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.