Interest rate reset – FR2A4A FR2A4B FR2A4C FR2A4D FINTECH RECEIVABLES 2 (RF) LIMITED INTEREST RATE RESET FR2A4A 8.1% p.a. (150bps over 6.6%) for the period 15 Dec 2015 ZAG000108036 to 14 Mar 2016, payable on 15 Mar 2016 (following*). Next reset: 15 Jan 2016 FR2A4B 8.4% p.a. (180bps over 6.6%) for the period 15 Dec 2015 ZAG000108028 to 14 Mar 2016, payable on 15 Mar 2016 (following*). Next reset: 15 Jan 2016 FR2A4C 9.0% p.a. (240bps over 6.6%) for the period 15 Dec 2015 ZAG000108010 to 14 Mar 2016, payable on 15 Mar 2016 (following*). Next reset: 15 Jan 2016 FR2A4D 9.6% p.a. (300bps over 6.6%) for the period 15 Dec 2015 ZAG000108002 to 14 Mar 2016, payable on 15 Mar 2016 (following*). Next reset: 15 Jan 2016 JIBAR rates as at 15 December 2015: 1 Month 6.358% 3 Month 6.6% 6 Month 7.383% * When the Interest Payment Date falls on a non business day one of the following Date Conventions will be applied, as specified for each individual bond: 1. Following – This means that the interest will be paid on the first business day after the weekend or public holiday. 2. Modified Following – The same rule as above applies. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. 3. Preceding – This means that the interest will be paid on the last business day before the weekend or public holiday. 15 December 2015 Sponsor Nedbank CIB, a division of Nedbank Limited Date: 15/12/2015 04:16:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.