Counterparty ratings Amber House Fund 1 (RF) Limited Dated: 18 March 2015 Stock Code: AHF1A1, AHF1B1, AHF1C1 ISIN Code: ZAG000091463, ZAG000091471, ZAG000091489 Counterparty Ratings Announcement In accordance with the transaction documents, SA Home Loans (Pty) Ltd, in its capacity as Servicer to the Issuer, has notified Moodys Investor Services that for the following counterparty roles: - Account Bank - Redraw Facility Provider - Permitted Investments The counterparties utilised by the Issuer will have a long-term national scale rating of at least A1.za. In addition the Servicer has opened a new bank account in the name of the Issuer with HSBC Bank plc (Aa3/P-1 Global Scale Rating) and will sweep on a daily basis the amounts from the Standard Bank account to the HSBC Bank plc account. Moodys Investor Services has confirmed in writing that the use of counterparties with such rating shall not cause it to downgrade or withdraw the current ratings on the Notes. The Standby Servicer for the Issuer is The Standard Bank of South Africa Limited which has a long term national scale rating of A1.za. SA Home Loans (Proprietary) Limited as Servicer to Amber House Fund 1 (RF) Limited. Further information on the Note issued please contact: Mike Brunke Standard Bank (Debt Sponsor) Tell: (011) 721 8101 Email: mike.brunke@standardbank.co.za Date: 18/03/2015 04:19:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.