Issue of Credit Linked Note-IVC049 INVESTEC BANK LIMITED The JSE Limited has granted a listing to INVESTEC BANK LIMITED “IVC049” on Interest Rate Market with effect from 21 November 2014 under its Credit-Linked Note Programme dated 10 May 2010. Full details of notes below- Authorised Programme size R 10,000,000,000.00 Total Notes Outstanding R 3,991,435.000 Bond Code IVC049 Nominal Issued R20, 000,000 Issue Price 100% Coupon Rate 3 month Jibar plus 190 bps Initial Coupon ….% (3 Month JIBAR as at 21 November 2014 of…..% plus 190 bps) Coupon Rate Indicator Floating Trade Type Price Final Maturity Date 21 November 2019 Books Close 12 February, 12 May, 12 August and 12 November Interest Date(s) 21 February, 21 May, 21 August and 21 November Last Day to Register By 17h00 on 11 February, 11 May, 11 August and 11 November Issue Date 21 November 2014 Date Convention Following Interest Commencement Date 21 November 2014 First Interest Date 21 February 2015 ISIN No. ZAG000121658 The bonds will be immobilized in the Central Securities Depository (“CSD”) and settlement will take place electronically. For further information on the IVC048 note issue please contact Laurence Adams, Investec Corporate & Institutional Banking 021 416 3351. Investec Bank Limited: 18 November 2014 Date: 21/11/2014 10:55:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.