Declaration of a Dividend of 380.64 Cents per Non-Redeemable, Non-Cumulative, Non-Participating Preference Share CAPITEC BANK HOLDINGS LIMITED (Incorporated in the Republic of South Africa) (Registration number 1999/025903/06) (JSE share code: CPIP ISIN: ZAE000083838) (“Capitec”) DECLARATION OF A DIVIDEND OF 380.64 CENTS PER NON-REDEEMABLE, NON- CUMULATIVE, NON-PARTICIPATING PREFERENCE SHARE (“PREFERENCE SHARE DIVIDEND”) – NUMBER 16 The directors of Capitec have declared a preference share dividend of 380.64 cents per share in respect of the six months ending on 31 August 2014. Payment will be effected on Monday, 22 September 2014. This is the earliest payment date possible in terms of the Listings Requirements of the JSE Limited (“the Listings Requirements”). The following information is disclosed in terms of paragraphs 11.17(a) (i) to (x) and 11.17(c) of the Listings Requirements: - The cash distribution is a dividend as defined in terms of the Income Tax Act (Act 58 of 1962) - The South African dividend tax rate is 15% - The gross dividend amount is 380.64 cents per share - The dividend amount net of South African dividend tax of 15% is 323.54400 cents per share - Capitec has 2 295 211 non-redeemable, non-cumulative, non-participating preference shares in issue - No Secondary Tax on Companies (STC) credits were applied against the dividend - The distribution is made from income reserves - Capitec’s tax reference number is 9405/376/84/0 The salient dates for the payment of the preference share dividend are set out below: Last day to trade cum-dividend Friday, 12 September 2014 Trading ex-dividend commences Monday, 15 September 2014 Record date Friday, 19 September 2014 Payment date Monday, 22 September 2014 Share certificates may not be dematerialised or rematerialised between Monday, 15 September and Friday, 19 September 2014, both days included. Stellenbosch 29 August 2014 Sponsor – PSG Capital (Pty) Limited Date: 29/08/2014 07:15:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.