Trading statement: six months ended 31 December 2013 RMB HOLDINGS LIMITED (Incorporated in the Republic of South Africa) (Registration number: 1987/005115/06) JSE ordinary share code: RMH ISIN: ZAE000024501 ("RMH") TRADING STATEMENT: SIX MONTHS ENDED 31 DECEMBER 2013 Paragraph 3.4(b) of the Listings Requirements of the JSE Limited requires an issuer to publish a trading statement as soon as it has a reasonable degree of certainty that Earnings Per Share (“EPS”) and / or Headline Earnings Per Share (“Headline EPS”) for the next reporting period will differ by at least 20% from that of the previous corresponding reporting period. RMH considers Normalised EPS, which excludes non-operational items and accounting anomalies, as a more accurate indicator of its underlying operational performance. Guidance regarding RMH’s financial results for the six months ended 31 December 2013 is as follows: As published for the six Guidance for the months ended six months ended Per share (cents) 31 Dec 2012 31 Dec 2013 EPS 169.5 24% to 28% increase Headline EPS 174.0 20% to 24% increase Normalised EPS 168.7 20% to 24% increase During the period, RMH’s associate FirstRand Limited adopted certain new IFRS accounting statements. As a result, the financial results of RMH for the six months ended 31 December 2012 will be restated. Following the restatement, which is not expected to be material, the guidance for the six months ended 31 December 2013 remains within the ranges set out above. The financial information on which this trading statement is based has not been reviewed and reported on by RMH’s external auditors. RMH’s condensed financial results for the six months ended 31 December 2013 are expected to be released on the Stock Exchange News Service on or about Wednesday, 5 March 2014. Sandton 25 February 2014 Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 25/02/2014 10:03:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.