Trading statement in respect of the six months to 31st December 2013 FirstRand Limited (Incorporated in the Republic of South Africa) Registration number: 1966/010753/06 JSE Ordinary Share Code: FSR JSE Ordinary Share ISIN: ZAE000066304 JSE B Preference Share Code: FSRP JSE B Preference Share ISIN: ZAE000060141 NSX Ordinary Share Code: FST (“Firstrand” or “the Group”) TRADING STATEMENT IN RESPECT OF THE SIX MONTHS TO 31ST DECEMBER 2013 In terms of the Listings Requirements of the JSE Limited, an issuer is required to publish a trading statement as soon as it becomes apparent that earnings per share (“EPS”) and/or headline earnings per share (“HEPS”) for the next period to be reported on are expected, with a reasonable degree of certainty, to differ by at least 20% from those of the previous corresponding reporting period. Accordingly, the table below provides guidance for the increases in the Group’s HEPS, EPS and diluted normalised EPS, based on both an actual and restated basis. The restatements relate to the adoption of certain new IFRS statements. As previously communicated to shareholders, FirstRand considers diluted normalised EPS from continuing operations to most accurately represent operational performance. For the 6 months Guidance increase for to 31 Dec 2012 6 months to 31 Dec 2013 Headline EPS (IFRS) 131.7 20 – 22% Actual EPS (IFRS) 128.5 24 - 26% Diluted normalised EPS 128.0 19 - 21% Shareholders are advised that the financial information on which this trading statement is based has not been reviewed and reported on by the Group’s external auditors. FirstRand’s results for the six months to 31st December 2013 are expected to be released on SENS on Tuesday 4th March 2014. 25 February 2014 Sandton Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 25/02/2014 09:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.