Investec Bank Limited –Potential Exchange– IBL19 Investec Bank Limited – IBL19 INVESTEC BANK LIMITED –POTENTIAL EXCHANGE OF SENIOR UNSECURED NOTES DUE 15 MARCH 2104 – IBL19 Bond Code IBL19 Nominal Issued R 1,250,000,000.00 Issue Price 100% Coupon 3 Month JIBAR plus 125 bps Coupon Indicator Floating Maturity Date 15 March 2014 Issue Date 16 August 2011 ISIN No. ZAG000084849 Additional Information Senior Unsecured Notes Investec Bank Limited (“Investec”), as Issuers of the above Notes hereby reminds holders of the upcoming redemption of the IBL19 Senior Unsecured Notes the on 15 March 2014 (see the related information above). 1. Should holders wish to exchange their existing IBL19 Notes for new Fixed Rate or Floating Rate Notes (“New Notes”) to be issued by Investec on 13 February 2014, subject to JSE approval, they should contact Saabir Karim, Leanne Large or Laurence Adams, Investec Corporate and Institutional Banking 011 286 7952, 021 416 3303 or 021 416 3351 on or before 11h00 on Thursday, 6 February 2014 (“the Exchange Date”). 2. In the event that Investec and the holders agree to the exchange of the IBL19 Notes for the New Notes, Investec will make arrangement to buy-back the IBL19 Notes from, and sell the New Notes to, the relevant holders, as a single indivisible transaction, by way of private placement (“the Exchange”). This will be done on the ratio agreed by the parties on the Exchange Date. Please be advised that should Investec not reach agreement with the holders with regard to the Exchange, or should Investec elect, in its sole discretion, not to issue the New Notes or proceed with the Exchange, the IBL19 Notes will redeem on 15 March 2014, in accordance with their current terms. Investec Bank Limited 5 February 2014 Date: 05/02/2014 04:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.