Interest Rate Reset - FRB10, FRC182 & FRS49 FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration No. 1929/001225/06) Company code: BIFR1 ISIN FRB10: ZAG000092487 ISIN FRC182: ZAG000108719 ISIN FRS49: ZAG000081787 (“FRB”) INTEREST RATE RESET ANNOUNCEMENT FRB10 7.225% p.a. (2.00% over 3 month Jibar of 5.225%) for the period 27 January 2014 to 24 April 2014, payable on 25 April 2014 (Following*) Next reset: 25 April 2014 FRC182 8.285% p.a. (3.06% over 3 month Jibar of 5.225%) for the period 27 January 2014 to 28 April 2014, payable on 29 April 2014 (Following*) Next reset: 29 April 2014 FRS49 6.925% p.a. (1.70% over 3 month Jibar of 5.225%) for the period 27 January 2014 to 28 April 2014, payable on 29 April 2014 (Modified Following*) Next reset: 29 April 2014 JIBAR rate as at 27 January :3 Month 5.225% *When the Interest Payment Date falls on a non business day one of the following Date Convention will be applied, as specified for each individual bond: 1. Following – This means that the interest will be paid on the first business day after the weekend or public holiday. 2. Modified Following – This means that the interest will be paid on the first business day after the weekend or public holiday. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. 3. Preceding – This means that the interest will be paid on the last business day before the weekend or public holiday. 27 January 2014 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 27/01/2014 03:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.