Interest rate reset-ING196 iNguza Investments (RF) Limited (Incorporated in the Republic of South Africa) (Registration No. 2008/003346/06) Company code: BIIIPL ING196 ISIN: ZAG000103532 (“iNguza”) INTEREST RATE RESET ANNOUNCEMENT ING196 8.113% p.a. (2.480% over 6 month Jibar of 5.633%) for the period 30 December 2013 to 29 June 2014, payable on 30 June 2014 (Modified Following*) Next reset: 30 June 2014 JIBAR rate as at 30 December 2013: 6 Month 5.633% *When the interest payment date falls on a non-business day, one of the following date conventions will be applied, as specified for each individual bond: 1. Following – This means that the interest will be paid on the first business day after the weekend or public holiday. 2. Modified following – This means that the interest will be paid on the first business day after the weekend or public holiday. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. 3. Preceding – This means that the interest will be paid on the last business day before the weekend or public holiday. 30 December 2013 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 30/12/2013 02:52:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.