Dealings in securities by Directors and Directors of Major Subsidiaries Finbond Group Limited (Registration number: 2001/015761/06) Share code: FGL ISIN: ZAE000138095 (“Finbond” or “the Company” or “the Group”) DEALINGS IN SECURITIES BY DIRECTORS AND DIRECTORS OF MAJOR SUBSIDIARIES In accordance with the requirements of paragraph 3.63 to 3.74 of the JSE Limited Listings Requirements the following share dealings should be noted: Name of company Finbond Group Limited Name of director Dr. Willie van Aardt Class of securities Ordinary Shares Nature of transaction Acceptance of a Share Appreciation Award in terms of the Finbond Group Limited Share Appreciation Rights Scheme Nature of interest Direct beneficial Clearance to deal Yes Date of acceptance 30 August 2013 Number of shares 4 377 555 Price R1.35 Total value of transaction R 5 909 699.25 The above transactions took place off market. 1. These awards are offered subject to the achievement of Net Profit After Tax Performance Targets and the director will only be entitled to the award on achievement of the following Net Profit After Tax Targets. o 33% when Finbond Group Limited achieves an audited Net Profit After Tax of R 100 000 000 (one hundred million rand) . o a further 33% when Finbond Group Limited achieves an audited Net Profit After Tax of R 200 000 000 ( two hundred million rand). o the balance when Finbond Group Limited achieves an audited Net Profit After Tax of R 300 000 (three hundred million rand) 2. The Conditionality Periods applicable to these tranches are equal to the amount of time it takes to reach the Net Profit After Tax targets. Only after the Audited Net Profit After Tax Performance Targets have been achieved the awards will become unconditional. 2 September 2013 Designated advisor: Grindrod Bank Limited Date: 02/09/2013 10:40:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.