New Instrument Listing - CBL21 CBL22 Capitec Bank Limited (Incorporated in the Republic of South Africa) (Registration No. 1980/003695/06) Company code: BICAP ISIN CBL21:ZAG000105297 ISIN CBL22:ZAG000105305 (“Capitec Bank”) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted Capitec Bank the listing of its CBL21 unsubordinated floating rate notes and CBL22 unsubordinated fixed rate notes in terms of its R8,000,000,000 Domestic Medium Term Note Programme dated 25 April 2008. INSTRUMENT TYPE: Unsubordinated floating rate notes Total notes in issue: R6,047,000,000 as at the issue date excluding this issuance Instrument code: CBL21 Nominal issued: R800,000,000 Issue price: 100.00% Interest rate: 6.625% (3 month Jibar as at 30 April 2013 of 5.125% + 1.50%) Coupon rate indicator: Floating rate Issue date: 6 May 2013 Interest commencement date: 6 May 2013 Redemption Date: 6 May 2016 Last day to register: By 17h00 on 31 July, 31 October, 31 January and 30 April of every year until the Redemption Date Books close: 1 August, 1 November, 1 February and 1 May of each year until the Redemption Date Interest payment dates: 6 August, 6 November, 6 February and 6 May of each year until the Redemption Date ISIN: ZAG000105297 Business day convention: Following business day INSTRUMENT TYPE: Unsubordinated fixed rate notes Instrument code: CBL22 Nominal issued: R450,000,000 Issue price: 100.00% Interest rate: 8.50% Coupon rate indicator: Fixed rate Issue date: 6 May 2013 Interest commencement date: 6 May 2013 Redemption Date: 6 May 2020 Last day to register: By 17h00 on 31 October and 30 April of each year until the Redemption Date Books close: 1 November and 1 May of each year until the Redemption Date Interest payment dates: 6 November and 6 May of each year until the Redemption Date ISIN: ZAG000105305 Business day convention: Following business day The Notes will be immobilised in the Central Securities Depository (“CSD”) and settlement will take place electronically in terms of JSE Limited rules. 3 May 2013 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 03/05/2013 08:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.