Dealing in securities by associates of directors CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY ASSOCIATES OF DIRECTORS In compliance with rules 3.63 to 3.74 of the JSE Limited’s Listings Requirements, the following information, relating to the dealings in securities by associates of directors is disclosed: 1. NAME OF DIRECTOR R Stassen NAME OF ASSOCIATE Tembador 15 (Pty) Limited DIRECTOR’S RELATIONSHIP WITH Mr Stassen is a director of ASSOCIATE Tembador 15 (Pty) Limited COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 4 December 2012 CENTS PER SHARE 18 571.00 min 18 580.00 max 18 578.08 ave NUMBER OF SECURITIES TRANSACTED 2 500 TOTAL RAND VALUE OF SECURITIES R464 452.00 NATURE OF TRANSACTIONS Purchase (on-market transaction) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN THE Indirect, non-beneficial TRANSACTIONS 2. NAME OF DIRECTOR CA Otto NAME OF ASSOCIATE Business Venture Investments 357 (Pty) Limited DIRECTOR’S RELATIONSHIP WITH Mr Otto is a director of Business ASSOCIATE Venture Investments 357 (Pty) Limited COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 4 December 2012 CENTS PER SHARE 18 550.00 min 18 562.00 max 18 556.46 ave NUMBER OF SECURITIES TRANSACTED 3 900 TOTAL RAND VALUE OF SECURITIES R723 702.12 NATURE OF TRANSACTION Purchase (on-market transaction) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN THE Indirect, non-beneficial TRANSACTIONS 5 December 2012 Sponsor PSG Capital (Pty) Limited Date: 05/12/2012 12:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.