IBL Issue Investec Bank Limited – IBL43, IBL45 and IBL46 The JSE Limited has granted a listing to (INVESTEC BANK LIMITED –“IBL43, IBL45 and IBL46”) on Interest Rate Market with effect from 15 November 2012 under its Domestic Medium Term Note Programme dated 12 February 2003 Full details of notes below - Bond Code IBL43 Nominal Issued R 805,000,000.00 Issue Price 100% Coupon 6.175% (3 Month JIBAR as at 15 November 2012 of 5.075% plus 110 bps) Coupon Indicator Floating Trade Type Price Final Maturity Date 15 November 2015 Books Close 5 November, 5 February, 5 May, 5 August Interest Date(s) 15 November, 15 February, 15 May, 15 August Last Day to Register By 17h00 on 4 November, 4 February, 4 May, 4 August Issue Date 15 November 2012 Date Convention Following Interest Commencement Date 15 November 2012 First Interest Date 15 February 2013 ISIN No. ZAG000101270 Bond Code IBL45 Nominal Issued R 200,000,000.00 Issue Price 105.10053% Coupon 8% Coupon Indicator Fixed Trade Type Price Final Maturity Date 21 December 2018 Books Close 11 June and 11 December Interest Date(s) 21 June and 21 December Last Day to Register By 17h00 on 10 June and 10 December Issue Date 15 November 2012 Date Convention Following Interest Commencement Date 21 June 2012 First Interest Date 21 December 2012 ISIN No. ZAG000101296 Bond Code IBL46 Nominal Issued R 506,000,000.00 Issue Price 97.64605% Coupon 7.25% Coupon Indicator Fixed Trade Type Price Final Maturity Date 15 January 2020 Books Close 05 January and 05 July Interest Date(s) 15 January and 15 July Last Day to Register By 17h00 on 04 January and 04 July Issue Date 15 November 2012 Date Convention Following Interest Commencement Date 15 July 2012 First Interest Date 15 January 2013 ISIN No. ZAG000101312 The bonds will be immobilised in the Central Securities Depository (“CSD”) and settlement will take place electronically. For further information on the IBL43, IBL45 and IBL46 note issue please contact Saabir Karim or Laurence Adams Investec Capital Markets 011 286 7952 or 021 416 3351 Investec Bank Limited 16 November 2012 Date: 16/11/2012 08:22:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.