Home Obligors Mortgage Enhanced Securities (Pty) Limited - Interest rate re-sets HOME OBLIGORS MORTGAGE ENHANCED SECURITIES (PROPRIETARY) LIMITED (Incorporated with limited liability in South Africa under registration number 2006/007171/07) BOND CODES: ISIN CODES: HMS1B2 ZAG000043274 HMS1B3 ZAG000043282 HMS1B7 ZAG000079427 HMS1B8 ZAG000079435 HMS1C2 ZAG000043332 HMS1C3 ZAG000079450 HMS1C4 ZAG000079468 HMS1D2 ZAG000043357 HMS1D3 ZAG000079484 HMS1D4 ZAG000079492 HMS1E2 ZAG000043373 HMS1E3 ZAG000079518 HMS1E4 ZAG000079526 HMS1F2 ZAG000043399 HMS1G2 ZAG000043415 INTEREST RATE RE-SETS Notice is hereby given that the 3 month JIBAR rate as at 19 October 2012 is 5.075% p.a. (“JIBAR”). Accordingly, the next interest payment, due on 21 January 2013 (*Modified following), for the period 19 October 2012 to 20 January 2013, will be calculated based on the rates set out below: NOTE: RATE: HMS1B2 5.7% p.a. (62.5bps over JIBAR) HMS1B3 5.7% p.a. (62.5bps over JIBAR) HMS1B7 6.525% p.a. (145bps over JIBAR) HMS1B8 6.725% p.a. (165bps over JIBAR) HMS1C2 6.00% p.a. (92.5bps over JIBAR) HMS1C3 6.775% p.a. (170bps over JIBAR) HMS1C4 7.075% p.a. (200bps over JIBAR) HMS1D2 6.3875% p.a. (131.25bps over JIBAR) HMS1D3 7.225% p.a. (215bps over JIBAR) HMS1D4 7.525% p.a. (245bps over JIBAR) HMS1E2 7.7625% p.a. (268.75bps over JIBAR) HMS1E3 7.825% p.a. (275bps over JIBAR) HMS1E4 8.075% p.a. (300bps over JIBAR) HMS1F2 8.575% p.a. (350bps over JIBAR) HMS1G2 10.575% p.a. (550bps over JIBAR) * When the Interest Payment Date falls on a non business day, such Interest Payment Date shall be postponed to the next business day. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. Next reset date: 21 January 2013. 19 October 2012 Debt sponsor Absa Capital (the investment banking division of Absa Bank Limited, affiliated with Barclays) Date: 19/10/2012 04:28:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.