Listing of New Financial Instruments Capitec Bank Limited (Incorporated in the Republic of South Africa) (Registration No. 1980/003695/06) Company code: BICAP (“Capitec Bank”) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE Limited has granted Capitec Bank Limited the right to list its CBL17 and CBL18 Subordinated Notes in terms of its ZAR8,000,000,000 Domestic Medium Term Note Programme dated 25 April 2008. INSTRUMENT TYPE: Subordinated Notes Total Notes (Subordinated and Unsubordinated) in Issue: R4,725,000,000 as at the issue date excluding these issuances of Notes Instrument Code: CBL17 Nominal Issued: R400,000,000 Issue Price: 100.00% Interest Rate: 9.565% (3 month Jibar as at 20 August 2012 of 5.075% + 4.49%) Coupon Rate Indicator: Floating Rate Issue Date: 23 August 2012 Interest Commencement Date: 23 August 2012 Maturity Date: 23 August 2019 Last day to Register: By 17h00 on 17 November, 17 February, 17 May and 17 August of each year until the Maturity Date Books Close: 18 November, 18 February, 18 May and 18 August of each year until the Maturity Date Interest Payment Dates: 23 November, 23 February, 23 May and 23 August of each year until the Maturity Date ISIN: ZAG000099359 Business Day Convention: Following Business Day Instrument Code: CBL18 Nominal Issued: R350,000,000 Issue Price: 100.00% Coupon: 11.06% Coupon Rate Indicator: Fixed Rate Issue Date: 23 August 2012 Interest Commencement Date: 23 August 2012 Maturity Date: 23 August 2019 Last day to Register: By 17h00 on 17 February and 17 August of each year until the Maturity Date Books Close: 18 February and 18 August of each year until the Maturity Date Interest Payment Dates: 23 February and 23 August of each year until the Maturity Date ISIN: ZAG000099367 Business Day Convention: Following Business Day Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited The Notes will be immobilised in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. 23 August 2012 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 23/08/2012 02:29:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.