Capitec Bank Limited - Interest Rate Reset

Interest Rate Reset

Capitec Bank Limited
(Incorporated in the Republic of South Africa)
(Registration No. 1980/003695/06)
Company code: BICAP
(“Capitec Bank”)


INTEREST RATE RESET ANNOUNCEMENT

CBL05            8.775% p.a. (370bps over 3 month Jibar of 5.075%)
                 for the period 2 August 2012 to 01 November 2012,
                 payable on 2 November 2012 (Following*)

CBL10            7.275% p.a. (220bps over 3 month Jibar of 5.075%)
                 for the period 6 August 2012 to 5 November 2012,
                 payable on 6 November 2012 (Following*)
                 Next reset: 6 November 2012

JIBAR rates as at 2 August 2012: 3 Month 5.075%
JIBAR rates as at 6 August 2012: 3 Month 5.075%

*When the Interest Payment Date falls on a non business day one of
the following Date Conventions will be applied, as specified for
each individual bond:

1. Following – This means that the interest will be paid on the
first business day after the weekend or public holiday.

2. Modified Following – This means that the interest will be paid on
the first business day after the weekend or public holiday. However,
if the first business day after the weekend or public holiday falls
in a new calendar month the last business day before the weekend /
public holiday will be used instead.

3. Preceding – This means that the interest will be paid on the last
business day before the weekend or public holiday.


13 August 2012

Debt Sponsor
Rand Merchant Bank (A division of FirstRand Bank Limited)

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