REDEMPTION OF IBL05 NOTES ISSUED UNDER THE INVESTEC BANK LIMITED DOMESTIC MEDIUM TERM NOTE PROGRAMME Investec Bank Limited - IBL05 REDEMPTION OF IBL05 NOTES ISSUED UNDER THE INVESTEC BANK LIMITED DOMESTIC MEDIUM TERM NOTE PROGRAMME Investec Bank Limited “IBL05” 1. We refer to the IBL05 Notes, ISIN ZAG000070475 (“the IBL05 Notes”), issued in 2009 to the aggregate value of R160,000,000 under the Investec Bank Limited (“Investec”) Domestic Medium Term Note Programme, dated 12 February 2003 (“the Programme Memorandum”). 2. Terms used in this Notice have the same meaning as defined in the Programme Memorandum. 3. In terms of Condition 48(a) of the Pricing Supplement in respect of the IBL05 Notes, Investec is entitled, at its option, to redeem all, and not some, of the IBL05 Notes on 12 August 2012. 4. The Issuer, in accordance with Condition 11.3 (Redemption at the Option of the Issuer) and Condition 19 of the Terms and Conditions of the Programme Memorandum, hereby notifies you and the holders of Beneficial Interest in the IBL Notes that the Issuer will redeem all of the IBL05 Notes on 12 August 2012. 5. Kindly communicate such early redemption to the holders of Beneficial Interest in Notes. The bonds will be immobilised in the Central Securities Depository (“CSD”) and settlement will take place electronically. For further information on the “IBL05” redemption please contact Freda Hamersma or Saabir Karim Investec Capital Markets + 27 21 809 0717or 011 286 7952 Investec Bank Limited 26 July 2012 Date: 26/07/2012 02:37:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.