CPI/CPIP - Capitec Bank Holdings Limited - Quarterly disclosure in terms of

CPI/CPIP - Capitec Bank Holdings Limited - Quarterly disclosure in terms of     
Regulation 43 of the Bank`s Act 1990 (As amended)                               
Capitec Bank Holdings Limited                                                   
Registration number: 1999/025903/06                                             
Registered bank controlling company                                             
Incorporated in the Republic of South Africa                                    
JSE ordinary share code: CPI   ISIN code: ZAE000035861                          
JSE preference share code: CPIP   ISIN code: ZAE000083838                       
QUARTERLY DISCLOSURE IN TERMS OF REGULATION 43 OF THE BANK`S ACT 1990 (AS       
AMENDED)                                                                        
Capitec Bank Holdings Limited and its subsidiaries ("group"), have complied     
with the Bank`s Act 1990 (as amended), which incorporates the requirements of   
Basel II and subsequent amendments known as Basel 2.5.                          
In terms of Pillar 3 of the Basel rules, the consolidated group is required to  
disclose quantitative information on its capital adequacy ratios on a           
quarterly basis.                                                                
The group`s consolidated capital position at the end of the 1st quarter for     
the 28 February 2013 financial year end is set out below:                       
                          1st Quarter 2013     4th Quarter 2012                 
31 May 2012          29 February 2012                 

                                                                                
                          R`000      Capital   R`000      Capital               
                                     Adequacy             Adequacy              
ratio %              ratio %               

                                                                                
Ordinary share capital and                      4 555 886                       
reserves                   4 802 946                                            
Preference share capital    258 969              258 969                        
                          5 061 915  29.9      4 814 855  31.0                  
PRIMARY (TIER 1) CAPITAL                                                        
                                                                                


Subordinated debt           1 069               1 069 000                       
                          000                                                   
Unidentified loan                                175 987                        
impairments                192 127                                              
SECONDARY (TIER 2) CAPITAL 1 261 127  7.5       1 244 987                       
                                                          8.0                   
                          6 323 042  37.4                 39.0                  
6 059 842                        

TOTAL QUALIFYING                                                                
REGULATORY CAPITAL                                                              
                                                                                
REQUIRED REGULATORY                                                             
CAPITAL(1)                 1 606 664            1 476 807                       
(1)This value is reported in terms of Banks` Act circular 5/2011, which         
requires the value disclosed to be 9.5% of risk-weighted assets, being the      
Basel global minimum requirement of 8% and a South African country-specific     
buffer of 1.5%.                                                                 
By order of the Board                                                           
Stellenbosch                                                                    
27 June 2012                                                                    
Sponsor - PSG Capital (Pty) Limited                                             
Date: 27/06/2012 15:11:01 Supplied by www.sharenet.co.za                     
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